Straight answers

Yes. Membership comes with owning property in Cloverfields. Your deed requires you to follow the bylaws and the Restrictions and Conditions, and it gives you a vote in how the community is run.

The Cloverfields Property Owners' Association is a nonprofit civic association incorporated in Maryland. It holds title to the pool, the marina, the beach and the clubhouse and manages them for its members.

Your neighbors. Members elect a Board of Directors of volunteer property owners to one- and two-year terms. Other volunteers serve on committees and lead activities. Nobody is paid to sit on the board.

Members in good standing use the pool, the beach, the clubhouse and the marina. You also get the newsletter every other month, community social events, and a vote at the April and September general meetings. Boat slips carry an additional annual fee.

Owners named on the deed, their children up to age 26 who live at the property, and wards under legal guardianship. Children 18 and older show proof of residency. Ownership is verified through Maryland property records, and IDs must be carried on association property.

Yes, in one of two ways. They can apply for an associate membership, or they can come as guests for $3 a day with someone who has a current member ID.

Yes. With your dues paid in full, the adult pays the $3 guest fee and the children show their current member IDs at the gate.

Yes, as associate members. Renters need a lease, pay an annual associate fee on top of the owner's dues, and can use the facilities as long as all dues and fees are current.

Yes. Guests must be with a member or a member's immediate family. Pool guests pay $3 a day.

Running and maintaining what we own together: the pool, the beach, the common grounds and the clubhouse, including utilities, landscaping, maintenance and administration. The goal is a safe, good-looking community that protects property values.

Invoices go out in early January, based on the budget members approve in September. Payment is due by February 28. After that, $11 is added every month.

Because every member has the same access to the same amenities. The cost of shared property is split equally, whatever your house is worth.

Dues have been stable for years. An increase may be needed down the road to keep up with rising costs, and members vote on the budget.

The usual holdup is a missing copy of your vehicle registration. Send it in, or contact billing to confirm your payment was received.

No. The association does not issue prorated refunds. Your title company can collect the prorated amount from the buyer at settlement and credit it to you.

Owners who are behind cannot use the amenities, and late fees add up monthly. After two years a lien is filed with the county, with a $250 filing fee added.

Yes. Deed restrictions and covenants recorded with Queen Anne's County regulate construction and other matters, and members follow the bylaws. Each section of Cloverfields has its own list of restrictions.

Email cpoabuildingpermits@gmail.com for the application and guidelines. Fences, sheds, structures and exterior changes need written approval before work begins. Building projects also need a Queen Anne's County permit. Fences go through the association only.

No. Rentals of 60 days or less are not permitted under the Restrictions and Conditions and the bylaws.

You keep paying the owner's dues and keep your rights as a member. Your tenant can apply for an associate membership with a copy of the lease.

Contact the board and choose "Marina, boat basin or beach" as the topic. The board member who manages the marina keeps the list.

The clubhouse is for members in good standing. Rates and the request form are on the Amenities page.

Use the Contact page and choose "A complaint or concern." It goes to the board.

Water and sewer come from the Queen Anne's County Sanitary District. Trash collection is private, so you hire your own hauler. The county's Batts Neck Transfer Station takes drop-offs, and some charges apply. There is no county leaf collection.