Private waterfront community · Stevensville, Kent Island, Maryland
CloverfieldsProperty Owners' Association

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Rules and building guidelines

Good rules make good neighbors

Owning here means signing on to a few standards. They protect your view, your peace and your property value. Here they are in plain English.

The basics

What every owner agrees to

Your deed carries covenants recorded with Queen Anne's County, and membership carries the bylaws. Together they set the standard for the whole neighborhood.

No short-term rentalsVacation and short-term rentals of 60 days or less, Airbnb included, are not permitted.
Approval before you buildFences, sheds, additions and exterior changes need written approval before work starts.
Restrictions run with the landEach section of Cloverfields has recorded restrictions and conditions that bind every owner.
One family per residenceMember IDs cover the owners on the deed and their children under 26 living at home.
Renters join as associatesTenants use the amenities through an associate membership sponsored by the owner.
Be a good neighborPosted rules at the beach, pool and marina apply to every member and guest.
Apply online. Send your building application, with plans and photos attached, through the member portal. The committee answers there and by email.

Construction guidelines

Before you build

Come to the association first, then the county. Skip that order and you can lose 30 days.

  1. Ask for the applicationEmail cpoabuildingpermits@gmail.com for the application and current guidelines.
  2. Send in your plansA cover letter, two sets of building plans and two copies of the site plan go to the Construction Review Committee, PO Box 488, Stevensville, MD 21666.
  3. Committee reviewThe committee meets in the second and fourth weeks of each month and returns plans within 10 days of its next meeting. Your dues must be current.
  4. Then the countyBuilding projects also need a Queen Anne's County permit. Fences go through the association only.
Homes along a Cloverfields street beyond the basketball court

Your cover letter should list

  • House type and living square footage
  • Exterior finish and colors
  • Roof color and roof line
  • Deck size, shape, location and decking
  • Owner and builder contact details, and the lot number

Minimum home size (heated, finished space)

Rancher1,250
Cape Cod, split-level, two-story1,500
Raised rancher, split foyer1,650

Square feet.

Placement and look

35-foot front setbackSide and rear setbacks follow county code.
No twins next doorEach home must differ from its neighbors in color, siding, shutters and roof.
Work hours: 7 am to 6 pmMonday through Saturday, with a dumpster and daily cleanup on site.

Fence heights at a glance

Fences go behind the house, never where they block a neighbor's water view or a driver's sight line on a corner lot.

42"Picket
42"Split or post rail, two rails
48"Three-rail
48"Chain-link, no filler in the mesh
6'Privacy

Maximum heights. Double fences need board approval. The association may update these guidelines at any time, so confirm the current version before you order materials.

Facility privileges

Use of the amenities is a privilege

It comes with membership in good standing, and the bylaws let the board suspend it when rules are broken.

NoticeA written demand says what to fix and gives up to ten days to fix it.
SuspensionIf it continues, the board can suspend privileges for up to one year.
HearingThe board may hold a hearing for suspensions of thirty days or more.

Illegal or violent acts on association property can mean immediate loss of privileges. Unpaid dues are handled separately: no dues, no amenities.

The Cloverfields Private Marina and Beach sign at the entrance

Got a question? Ask the board.

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Contact the board